Mutual Funds
Why invest in mutual funds with India’s best
mutual fund distributor?*
PEOPLE
At PeakAlpha, we believe people understand people the best. Not bots. That’s why we put people at the front and centre and a robust technology platform running parallelly in the background.
For the last 20 years, this understanding has shaped how we build our team, how we build relationships with our clients and how we identify as a company.
When we choose Portfolio Analysts, we choose professionals who blend expertise with empathy, and we ensure they keep current with certifications and market insight.
We invest time and hours in training them in the PeakAlpha way – ethical, meticulous, and keeping the client and their dreams at the centre of our conversations.
That’s why our client relationships have grown along with investments, richer, closer, trusting, through every market swing, life’s milestones and moments. Financial transformations, we believe, can’t be achieved just by crunching numbers. Though that’s important too, human connections, frequent check-ins, flexibility and real concern for our client’s well-being are important for us.
We listen to your concerns and your aspirations, and we shape our guidance around your dreams – supported by a purpose-built tool designed for you.
PROCESS
Our commitment to creating meaningful transformations in our clients’ lives is reflected in the way we work. At PeakAlpha, strong processes ensure clarity, consistency, and care at every step. They allow us to deliver top notch service, seamless execution, and long-term support so your financial journey feels structured, reassuring, and truly personalised.
On-time check-ins
Life keeps evolving, and your finances should evolve with it. That’s why we check in with you regularly to review your portfolio, assess changes in your life or the markets, and make timely adjustments. These proactive conversations ensure your plan stays aligned, relevant, and on track, year after year.
Discussions first, recommendations after
We begin by listening. Before making any recommendations, we take time to understand you, your values, responsibilities and aspirations. Whether it’s a big milestone or a small dream, every priority matters. Our recommendations are shaped around what’s important to you, not around products.
We’ve got your back
From KYC and documentation to execution and follow-ups, we take care of every detail. Our dedicated in-house Operations and Insurance teams ensure everything runs smoothly and efficiently. You don’t have to chase processes or worry about paperwork. We handle it all, so you can focus on living your life.
Portfolios built with balance
Like yin and yang, debt and equity work best in harmony. We design portfolios that thoughtfully balance growth, stability, liquidity, and tax efficiency. Every recommendation is customized, ensuring your money supports both today’s needs and tomorrow’s aspirations.
Managing moods and market swings
Markets move. Emotions move faster. Our Portfolio Analysts are by your side through every phase—helping you stay calm, avoid impulsive decisions, and keep perspective. They’re part strategist, part coach, and part sounding board, helping you navigate uncertainty with confidence and clarity.
PEAK TOOLS
At PeakAlpha, great service is backed by strong research and robust models. We built our proprietary mutual fund ranking system called PeakFilter, which cuts through the clutter of 2,500+ schemes across 45+ fund houses to help you invest with confidence. Updated monthly, PeakFilter evaluates over 1,000 schemes across 16 parameters — including risk, returns, fundamentals, and portfolio strength.
It categorises funds by objective, highlights top performers, flags underperformers, and maps rankings to your portfolio so you always know where attention is needed. With PeakFilter, choosing the right investments becomes simple, transparent, and truly aligned with what works best for you.
We’re very proud of the customised tech platforms we have built at PeakAlpha, like an app for our customers, and Merlin, our star performer, who never sleeps and helps support our analysts with reports among other things. Not to forget Midas which our analysts use to store and analyse customer data. We love our tech systems so much that we gave them all names.
PHILOSOPHY
We know that every portfolio we create breathes life into your dreams. Which is why ethics is woven into everything we do. We treat your money like we treat ours – with care, consideration and a commitment to do what is in your best interest.
When we began in 2005, we promised ourselves that we would always be guided by integrity, because money does not exist in isolation. It’s meant to bring happiness, security, calm and reassurance to people who hold it and who desire it.
And when it holds such an important place in your life, we match it with our philosophy to be morally correct and ethical in our interactions with you and in our services. Integrity isn’t a value add. It’s the starting point of every relationship. No unnecessary switching. No fancy products to hit targets. No shortcuts.
We’re in this for the relationship, not a quick transaction.
Calculators you can count on!
Do you need to figure out your monthly savings, tax gap, insurance gap, cost of future goal, or the right balance in your financial portfolio? Let these clever calculators do the math for you and simplify your financial decisions.
To embark on the path of wealth creation, you must first be sure about what you spend and what you save each month. This calculator helps you determine your household budget and the resultant savings.
You can save more than Rs. 45000 in taxes each year by investing Rs. 1.5 lakhs under Section 80C. But don’t just blindly invest in any instrument. Find out which one is the best fit for you.
Tell us what your goals are. We’ll then help you break down those large goals into digestible, bite-sized chunks, and you’ll soon figure out that achieving them is not as difficult as you think!
A healthy life cover is the cornerstone of a strong financial plan. Use this calculator to determine the amount of insurance you need so your family can live a financially secure life.
The right allocation between equity and debt is the starting point for your wealth creation objectives. Use this calculator to find out the optimal balance between growth and stability in your portfolio.
If you would like to start investing, contact us now!
PeakAlpha’s expertise makes
investing in mutual funds
better. Learn how we do it.
Frequently asked questions
In this service, you do not pay fees. PeakAlpha receives consideration in the form of commissions and pay outs from its financial partners.
The following prerequisites must be met before scheduling the initial session:
- The session will be scheduled only on receipt of a completed template with required data from you. Necessary documents must be kept handy or shared with the template.
- Once the template is received, the portfolio manager will review it and identify inadequate or missing information. The portfolio manager will subsequently inform you over an email to share the same.
- Mutual Fund KYC in the name of the investor should be completed and registered.
- Onboarding on the necessary mutual fund transaction platform should be completed.
- A token transaction on the mutual fund transaction platform should be completed.
PeakAlpha will schedule the initial session once the above prerequisites are met.
Recommendations and reports will be based only on information shared and made available to the portfolio manager by you on or before the date of the session.
You will receive three sessions in the first year of engagement with us:
a. The first session will be an extensive two-hour session.
b. You will receive two subsequent review sessions, once every four months, after the first session. These sessions will be scheduled for one and a half hours. PeakAlpha will reach out to you to schedule the review sessions at a mutually convenient time. There will be no interim session in the first year.
c. From the second year onwards, the frequency of review sessions will be based on the segment that you fall under.
d. How is the segmentation determined? The segmentation is determined by the Mutual Fund Assets under Management.
e. The segments and their respective reviews from the second year are as follows:
| Service Segmentation | Mutual Funds Asset Under Management | Frequency of Reviews |
| Bronze | ₹10 lakhs and below | Once in 12 months |
| Silver | ₹10 lakhs to ₹50 lakhs | Once in six months |
| Gold | ₹50 lakhs and above | Once in four months |
f. Interim sessions can be scheduled for any interim requirements or discussions over and above the scheduled reviews.
g. These are based on the segment that you fall under, which is determined by the Mutual Fund Assets under Management.
h. The segments and their respective interim sessions available to you from the second year are as follows:
| Service Segmentation | Mutual Fund Asset Under Management | Interim Sessions |
| Bronze | ₹10 lakhs and below | One interim session |
| Silver | ₹10 lakhs to ₹50 lakhs | Two interim sessions during the contract term |
| Gold | ₹50 lakhs and above | Three interim sessions during the contract term |
i. You will have to reach out to the Customer Advocacy team at PeakAlpha or the respective portfolio manager to schedule the interim sessions. Each session will be scheduled for 30 minutes, based on mutual convenience. After the interim session, the portfolio manager will send out an interim report with recommendations, if any.
j. Review reports and interim reports will not be followed by report discussions. Only the report sent after the initial session will be followed by a 30-minute report discussion.
A portfolio report documents the recommendations provided in the session. A report is generated and sent to you after the session.
PeakAlpha will not incorporate any fresh data once the report has been shared with you. Hence the report discussion will only be based on inputs received during the first session (from the shared template) and the review.
Under the PeakFolio service, implementation support will be provided for mutual funds, insurance, bonds and other instruments. The implementation of mutual funds will be in Regular mode through PeakAlpha.
The implementation support team will also extend their support on the following service requests:
1. Change of bank
2. Change of nominee
3. Change of mobile number/email ID/address
4. Change of FATCA and residential status
5. Transmission of units
6. Capital Gain Statements/Account Statements
This is how financial freedom feels
Sometimes, it’s best left to our customers to tell you how we’ve made a difference to their lives.
Our customers are our focus. When they win, we win.
This is how financial freedom feels
Sometimes, it’s best left to our customers to tell you how we’ve made a difference to their lives.
Our customers are our focus. When they win, we win.